Who Does Frustration65™ Benefit?

Not everyone will benefit from a Frustration65™ plan.

If your financial situation at retirement includes the need for your RRSPs to help cover your regular living expenses, Frustration65™ may not be right for you. If you have less than $50,000 in an RRSP, then Frustration65™ may not be right for you.

But, check it out for yourself. Try the calculator and see what a Frustration65™ plan could do for you. All you have to do is enter an amount between $10,000 and $1,000,000 and the calculator will tell you what you'll lose in taxes if you don't have a Frustration65™ plan and what you would save if you did have a Frustration65™ plan. The calculations are not saved nor can the numbers you enter, be tracked. When you enter the numbers, the calculations will open in a separate window which you can then close to return to this page.

If you're wondering if Frustration65™ can help your situation, the next steps are simple.

Septen Financial Ltd's registered financial planners need some information about your financial situation so we can tell you if Frustration65™ can help.





The information you provide for us is kept in the strictest confidence. We will use it only to assess how best to structure a Frustration65™ program for your needs. At Septen Financial Ltd we understand that the privacy and security of your personal and account information are important to you. Septen Financial Group maintains confidentiality standards that are designed to protect your personal information. As a regulated company, Septen Financial Ltd. is required to obtain your personal and financial information and hold such information on a confidential basis.