Are you paying too much tax on your RRSP's or RRIF's?

Are you paying too much tax on your RRSP's or RRIF's?

Frustration65™ is a tax saving plan created by a highly respected financial planning company, Septen Financial Ltd. A Frustration65™ plan can help soon-to-be retired, just-retired and retired Canadians reduce the taxes they pay when they withdraw money from their RRSP or RRIF.

Take the "Unneeded Retirement Savings Plan" Quiz

  • Has your retirement worked out better financially than you expected?
  • Do pensions and other income cover your day to day expenses?
  • Do you actually not require your RRSPs for day to day living?

Watch the Frustration65™ Commercials



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Frustration65™ Benefit Calculator

Calculate the potential benefit you could receive from setting up a Frustration65™ tax savings program below.

Benefit Calculator

Enter the value of your RRSP:
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For your protection, this is strictly an online calculator. The information you enter and the results you get are visible ONLY to you. No information is gathered about you or the dollar amounts you enter. This process is completely private.

Testimonials

I wish I had known earlier, before I retired, that the government could claw back some of my benefits. I would have done a couple of things differently. E.W. Montrose, BC